UBI

A Universal Basic Income (UBI) often gets dismissed as an “unaffordable utopia”, but my analysis suggests it’s quite feasible and could offer far-reaching benefits to the economy & society:

See here: https://www.openforum.com.au/australia-should-introduce-a-universal-basic-income/

and here: https://www.openforum.com.au/a-universal-basic-income-might-get-us-through-the-covid-recession/

and here for further discussion in the context of broader tax reform, along with my spreadsheet analysis of the cost and funding of a UBI in Australia: http://davidthorp.net/economics/super-tax

Also see here for my LinkedIn post on a UBI to address mad consumerism:
https://www.linkedin.com/posts/drdavidcthorp_i-just-turned-50-and-this-is-the-first-time-activity-6615823614317068288-Cb7n/

Financing startups via stakeholders

Less than 1% of “startups” get any Venture Capital finance, which is very expensive anyway – demanding very high rates of return that can be self-defeating. True “unicorns” that such finance suits are as rare as, well, a unicorn!

Other startups need to pursue more realistic & less expensive sources of finance, with the best opportunities probably being through trading partners (suppliers & customers) & other stakeholders who already know & trust the startup, and so will demand lower returns on their lower perceived investment risk.

Financing opportunities may vary from early-stage trade sales to tailored, hybrid customer-investor packages that help boost sales & manage risk. See my papers on:

    These are at my personal web page about stakeholder finance generally and particularly “Capitalist Co-ops”: http://davidthorp.net/economics/co-ops

    Principled advisory services from your friendly neighbourhood Principal Advisor!